How to open a bank account in Cyprus
Documents, residency checks and what to expect from remote versus branch opening.
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Read guideBANKING GUIDE
Bank account fees explained
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Account maintenance, plus separate card, ATM and transfer costs.
Current-account pricing is rarely a single number. It is a set of separate charges, and which ones you actually pay depends on how you use the account.
Account maintenance
A recurring monthly or annual charge for holding the account. When a monthly account-maintenance amount is recorded in our data, we multiply it by twelve for the headline yearly figure; a recorded €0 amount is shown as No maintenance fee.
Card charges
Issuing, renewing or replacing a debit card may be charged separately, and several card variants can exist for one account. Where pricing varies by card, we point you to the card options rather than picking one.
ATM and transfer charges
Cash withdrawals can be free at the provider's own machines and charged elsewhere. Transfers are often priced by channel: online, branch or international.
Conditional charges
Some fees only apply above a limit, outside a free allowance or in a specific age band. These stay listed separately and are not folded into the account-maintenance headline.
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See published personal current accounts for Cyprus side by side, with stored fee and eligibility information.